Your Wealth.
Our Partnership.

With a decade of experience helping Canadian families, business owners, and incorporated professionals build, protect, and transfer wealth through personalized financial planning, insurance, and investment strategies.

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How We Help

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Financial Planning

Financial planning goes beyond managing finances - it’s about designing a personalized strategy that aligns with your lifestyle, aspirations, and future protection. Whether you’re building wealth from the ground up or enhancing your existing plan, we guide you with a clear path to make thoughtful, informed financial choices at every stage.

    • Retirement Planning

    • Investment Planning

    • Risk Management

    • Cash Flow & Budgeting

    • Tax Planning & Optimization

    • Estate Planning

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Insurance

Protect your loved ones, business, and legacy. We help families and businesses design life insurance strategies that provide peace of mind today - and generational security for tomorrow.

    • Life Insurance

    • Disability Insurance

    • Critical Illness

    • Long-Term Care

    • Travel Insurance

    • Health & Dental

    • Key Person Insurance

    • Buy-Sell Agreements

  • Getting ready for a trip and thinking about travel insurance? Click here for a personalized quote.

  • Term Life insurance offers the best value to protect the ones you love. Up to $2,000,000, your premium is guaranteed from 5 to 40 years, automatically renewing to age 80 to give you peace of mind.

  • Get a Quote via GreenShield

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Investments

Grow and preserve wealth - tax efficiently and strategically. Personalized investment strategies are tailored to individual goals, life stage, and risk profile, with a focus on growing and preserving wealth tax-efficiently.

    • TFSA - Tax-Free Savings Account

    • FHSA - First Home Savings Account

    • RESP - Education Savings

    • RDSP - Disability Savings

    • RRSP / RRIF - Retirement Accounts

    • LIRA / LRSP - Locked-In Retirement

    • Non-Registered Investments (Personal & Corporate)

Meet Ayana

Financial planning is about more than accumulating money. It's about creating more options, more freedom, and more confidence in your future.

Ayana Alipio, RRA®, is a Wealth & Insurance Advisor at L&P Wealth Partners. She helps families, business owners, and incorporated professionals build personalized strategies to grow, protect, and transfer wealth.

Her background as a chemist and researcher brings a unique analytical approach to financial planning, helping clients simplify complex decisions and create strategies that align with their goals and values.

As a Filipino immigrant, Ayana understands the importance of creating opportunities for future generations and helping families build lasting financial confidence.

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Learn More

Who We Serve

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Families

Whether you're growing your family, planning for your children's future, preparing for retirement, or creating a legacy, we help build strategies that support your goals today while creating long-term financial security.

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Business Owners

Your business is one of your most valuable assets. We help business owners turn business success into personal wealth through tax-efficient planning, business protection, and long-term wealth strategies. Whether you're looking to reduce taxes, invest retained earnings, protect key people within your organization, fund shareholder agreements, or prepare for a future business transition, we help align your personal and corporate finances so your wealth works harder for you.

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Incorporated Professionals

From physicians and dentists to consultants and other incorporated professionals, we help clients make informed decisions around tax efficiency, wealth accumulation, insurance planning, and retirement strategies.

Our goal is to help incorporated professionals keep more of what they earn while building long-term financial independence.

Our Process

At L&P Wealth Partners, your financial well-being comes first. A structured process ensures personalized guidance at every stage.

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Discovery

Start with a complimentary consultation.

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Financial Needs
Analysis

Your financial situation is reviewed to identify strengths, risks, and opportunities.

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Custom Plan Delivery
& Strategy

Together we build a personalized financial roadmap aligned with your goals and values.

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Ongoing
Partnership

Life changes. Your financial plan should too. Ongoing guidance and regular reviews help keep your strategy on track.

Get Started

  • “Ayana is an amazing woman who is very detailed as far as explaining is concerned. She doesn't rush people but gives you all the time you need. She is very friendly and very respectful. In addition she is very knowledgeable and helps you to understand before choosing the coverage you need. I won't hesitate to refer my relatives and friends to her because I know they will be in good hands. Thank you Ayana keep up the good work 👏”

    Petronella Sibanda

  • “We've been working with Ayana and James for a few years now and every experience with them has been amazing. Both are very knowledgeable and helpful when it comes to setting yourself up for success. With everything they've taught us, we were able to create a better strategy to pay off our debts and get approved for a higher mortgage loan within a year and have been able to purchase our first home. We would highly recommend their services for anyone looking to learn more about financial literacy, saving, and buying your first home.”

    Daezerae Gil & Niyyaz Ashegh

  • “Ayana is very knowledgeable answered all my questions and concerns well mannered not pushy and easy to talk too.”


    John G

  • “She is very knowledgeable, organized and helpful in managing my financial issue..the rapport between us was very formative and informative. Very warm and approachable to communicate with...looking forward to see in person.”

    Allana-Soguilon Family

FAQs

Find answers to your most pressing questions about our services and how we can help.

  • Getting started is simple. Book a complimentary discovery call to discuss your goals and financial situation. From there, we’ll guide you through a personalized process to build a plan tailored to your needs.

  • Your initial consultation with L&P Wealth Partners is completely complimentary. We believe in starting with a no-obligation conversation so you can understand how L&P Wealth Partners can help before making any commitments.

  • Every client’s needs are unique. Financial plans and insurance strategies are crafted specifically to fit individual goals, risk tolerance, and life circumstances - no cookie-cutter solutions here.

  • L&P Wealth Partners offers a full range of insurance solutions, including life insurance, disability insurance, critical illness coverage, key person insurance, and buy-sell agreements. Each product is designed to protect your family, business, and legacy.

  • L&P Wealth Partners respects existing relationships. If you’re looking for a second opinion or more comprehensive service, the firm can work collaboratively or offer additional support to complement your current advisor’s efforts.

  • Life changes, and so do financial needs. L&P Wealth Partners provides ongoing support, regularly reviewing and adjusting financial plans to reflect changes in life, such as marriage, children, or business developments, ensuring each financial strategy remains aligned with client goals.

  • We believes in transparency. In most cases, compensation is provided by the insurance and investment companies whose solutions are implemented. If a planning fee applies, it will always be discussed upfront.

  • L&P Wealth Partners works with clients both virtually and in person across the provinces where the firm is licensed.

  • Yes. A large portion of L&P Wealth Partners’ practice focuses on helping business owners and incorporated professionals build wealth, reduce taxes, manage risk, and prepare for retirement.

  • L&P Wealth Partners works with clients at various stages of life who are committed to making thoughtful financial decisions and building a strong financial future.

STAY CONNECTED

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STAY CONNECTED ~

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Have a question or ready to take the next step? Fill out the form below, and Ayana or a member of the team will review your inquiry and get back to you.

Feeling extra grateful this Thanksgiving. 🤍 Life hasn’t always taken me where I expected, but looking at where I am today, I’m incredibly grateful for how everything has unfolded. Grateful for my family and friends. Grateful for James
“I’m doing fine.” Those three words keep a lot of people from getting advice they actually need. This client wasn’t in financial trouble. He simply hadn’t reviewed his insurance, investments, or long-term plan in years.
The biggest mistake people make with their finances? Waiting until "later." The review. The investment account. The insurance conversation. The plan. If you've been procrastinating getting your finances in order this year, it's time to bo
Will you spend them reacting to year-end or preparing for it? 📅 Book your year-end planning meeting through the link in bio.
One month until the wedding. (Someone tell me if this is when I'm supposed to start freaking out. 😅) It's also one of the busiest seasons of my life. Between wedding planning, growing a business, and serving clients across multiple provinces, ther
Q4 has a way of showing up faster than expected. If you're an incorporated business owner, now is the time to get ahead of year-end planning instead of scrambling in December. A few things worth reviewing before the year wraps up. 👇 📅 Book your